For many Americans who live and work overseas, using a credit card is a necessary part of life. But with so many options available, knowing which card is right for you can be challenging. This blog post will look at the best credit cards for American expats abroad, considering factors like rewards programs, foreign transaction fees, and more. So read on to find the best credit card for your needs! Whether you’re looking for a card with excellent travel benefits or one that will help you save on costs while living overseas, we’ve got you covered.
Best for those who dine out worldwide: American Express Gold Card
The first option to consider is the American Express Gold Card. This card offers excellent travel rewards and features no foreign transaction fees. In addition, it has a generous rewards program that allows you to earn points for every dollar spent. The card also comes with various other benefits, including exclusive airport lounges and discounts on hotels, car rentals, and more.
Learn more about the American Express Gold Card here

Best if you want all around options: Chase Sapphire Preferred
The Chase Sapphire Preferred Card is another excellent option for American expats abroad. It offers a large sign-up bonus of 60,000 points when you spend $4,000 in the first three months. It also features no foreign transaction fees and access to an extensive selection of travel benefits, including discounts on flights and hotels. Additionally, this card has a unique rewards program that allows you to earn up to three points per dollar spent on travel and dining purchases.
Learn more about the Chase Sapphire card here!

Best for straightforward rewards: Capital One Venture
For those looking for a more straightforward credit card with a low annual free, the Capital One Venture Rewards Credit Card is worth considering. This card has an $95 annual fee and earns two miles per dollar on purchases. The miles can be redeemed for travel purchases and statement credits. This card has no foreign transaction fees, making it ideal for American expats living overseas.
Learn more about the Capital One Venture here.
Final thoughts
No matter what type of credit card you are looking for, there is an option that is perfect for American expats abroad. From generous rewards programs to no foreign transaction fees, we’ve highlighted some of the best cards available so you can find one that meets your needs and budget. So take a look at our list and start earning rewards today!
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